1. Overview

This page provides an introduction to the Procard.Pay dispatch system Procard.Pay

Annotation

The Procard.Pay dispatching system is a module for expanding the capabilities of the payment portal of the PROCARD PC, the main purpose of which is dispatching requests from various clients of online stores, generated in accordance with the protocols in force on the market, converting such requests into the PC-ECOM-PG and PC- ECOM-TIC, subsequent fusion of requests for processing by the PC payment portal.

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On this page:

• 1 Annotation
• 2 Functionality of Procard.Pay
• 3 Payment types

Functionality of Procard.Pay

Procard.Pay supports the following payment methods:

1. IPS Visa or MasterCard cards
   Acceptance of bank payment cards - debit, credit, corporate

2. Invoicing
   Invoicing by e-mail or messenger Viber, WhatsApp, Telegram, FB Messenger. The client receives a notification (invoice) by e-mail or in a messenger with the "Pay" button and can make a payment at any time

3. Two-stage payment
   Blocking of funds on the client's card for a period of up to 30 days. During this period, the online merchant may cancel the blocking or debit all or part of the funds. After 30 days the funds on the client's card are automatically unblocked

4. Payment split
   Crediting the payment amount to several recipients. The PC debits a single amount from the client's card - splitting occurs at the stage of crediting to the recipients' accounts that the online store sent in a request to the payment portal

5. QR-code
   Issuing an invoice to the client in the form of a QR code on the payment page, scanning the code by the client in the mobile application of the partner bank connected to the PC, making payment in this mobile application

6. Payment with proprietary token
   Debiting funds from the client's card without re-entering card details. After the first successful payment by the client of the order, the online store receives a unique token of the client's card - subsequent write-offs will occur on the 1st click. The client will not need to go to the site or fill in the card details. The client card token can be stored on the server of the online store

7. Payment by Google Pay token, Apple Pay, etc.
   Debiting funds from the client's card using tokens of third-party wallets Google Pay, Apple Pay, etc.

Payment types

Types of payments according to the incoming protocol of the Procard.Pay dispatch system:

1. Purchase / PurchaseOnMerchant - purchase operation using a card

2. Hold - blocking funds on the client's card as part of a two-stage payment

3. Complete - debiting funds from the client's card as part of a two-stage payment

4. Reverse - refund / partial refund online

5. Refund - refund / partial refund offline

6. Complete3DS - the operation of completing the card check using 3DS technology

7. Recpayment - regular debiting of funds from the card - recurrent payment

8. P2PDebit - direct withdrawal of funds from the card

9. P2PCredit - direct crediting of funds to the card

10. Verify - checking the validity of the card

11. Check – checking the status of Purchase / Hold / Complete operations

12. GetBalance - the operation of obtaining the balance of the merchant's operation limit

13. PaymentSplit - splitting a payment into several recipients

14. PurchaseMasterPass - purchase operation using a MasterPass token

15. GooglePayPurchase - purchase operation using Google Pay token

16. ApplePayPurchase - purchase operation using an Apple Pay token

17. APH2HPURCHASE - purchase operation using Apple Pay token on the page